The Difference Between a Casio Baby-G and a Casio G Shock Watch

Are you looking for the perfect watch that can stand up to your tough lifestyle? There are two that come to mind: the Casio Baby-G and the Casio G shock. These two watches are remarkably similar. They are both tough and durable. They can withstand large falls and impacts that other watches would crumble under. They can both be used in water, and they both have sleek designs that set them apart from other watches.

Their similarities make sense, though. After all, the Baby-G is just a smaller version of the G shock. Despite their similarities, however, there are a few unique differences you should consider before you decide to make a purchase.

Analyzing the Differences

  • Men vs. Women – One of the biggest differences between these two watches is that the G shock is made for men, and the Baby-G is made for women. The sizes of the straps and the watch’s face are different because of this. The Baby-G’s face is generally about the same in length, but it is usually not as deep as the men’s version of the watch.
  • Water Resistance – A G shock watch is generally (although not always) water resistant for up to 200 meters. While some Baby-G’s are as well, many are only resistant for up to 100 meters. Unless your favourite activity is snorkelling or deep sea diving, however, this should not be a problem.
  • Colour – The men’s version of this watch generally comes in very few colours, like black, red, silver, gray, and white. The women’s version, however, is much more colourful. You can find these watches in red, pink, green, white, purple, black, blue, and silver. This allows women to pick and choose different and vibrant colours to match any outfit they put on.

What do These Watches Have in Common?

Aside from their sleek look and unmatchable durability, these two watch styles have several features in common, including:

  • Temperature resistance – Some of the watches can withstand temperatures as low as -20 degrees Celsius.
  • Electro-luminescent backlight – The backlight on these two types of watches allows you to enjoy them anytime- no matter what time of day it is.
  • Auto-Calendar – These Casio watches are programmed so you will not only know the time, but the date as well. While the number of years the auto-calendar is programmed until will vary, depending on the exact version you purchase, some are programmed all the way until 2099.
  • Long Battery Life – The Casio G shock and Baby-G both come with long-lasting batteries. You can use these watches for up to two years before you need to replace them.
  • Stopwatch – Are you in training or simply trying to lose weight? These watches can help with one hour countdown timers, complete with an auto-repeat option, and a one hour stopwatch.

Whether you are a man or a woman, you are going to enjoy all of the unique features available to you from Casio’s line of G shock watches. If you are a woman, you can enjoy the traditional G shock gives a masculine flair and has all the bells and whistles you need, and if you are a woman, you can enjoy all the same great features, but with a more feminine and colourful accessory.

Global Trends For the Financial Service Industry

As the economic crisis continues to unfold, the financial service industry faces serious challenges. The crisis is rooted in continuous imbalances, including long periods of low interest rates, rapidly rising asset prices, and massive credit and savings imbalances. The 2007 and 2008 Reports from the World Economic Forum predicted these changes as continuous risk to the market.

Earlier decades of exceptional growth and capitalism at its best have now caused the market to adapt to tighter credit, growing government intervention, slowing pace of globalization, and no economic growth. With increasing regulations in the United States and decreasing availability of credit, the industry faces a significant risk of stunted growth. The global recession is also affecting the financial sector because of capital markets and decreased aggregate demand, according to Max von Bismarck, Director and Head of Investor Industries.

This article will provide leaders, employees and investors in the financial service industry with five unique and timely trends to keep in the forefront of their growth strategies for the next five years. These five key trends will shape the post financial crisis in a holistic and systematic manner.

FIVE KEY TRENDS

GLOBAL BANKING. According to the World Bank, although many banks such as American Express, Citibank and JPMorgan Chase conduct business in multiple countries, they are relatively regional in the United States. In order to grow, the financial industry will have to infiltrate emerging markets. For companies that have a more aggressive growth strategy, the spread to emerging markets such as Africa and Asia presents unparalleled opportunities for profit and increased market share.

IT PLATFORM SHARING. Network World confirms that financial service firms’ business strategies must be altered for the new dynamics and intricacies of today’s market. Immediate access to information and integration along product lines and geography are a must for future success. With the need to supply information to a global market, firms must decrease cost. One cost effective initiative is the use of platform sharing; like cell phone companies that collaborate with local companies in order to decrease cost and increase access, financial firms can do the same.

E-BANKING. A special report from The Economist sees that with 3.5 billion people with cell phones and an expected 10-20% year over year growth, personal and business banking transactions are conducted through cell phones more and more. Thus, E-banking capability is quickly becoming an increasing requirement in order to compete in the marketplace. E-banking capabilities provide companies with essential flexibility and differentiation in the market through Internet-based service applications.

MOBILE MONEY. The increase of mobile phone usage in emerging markets makes mobile money a safe, low cost initiative for the financial sector. It is an easier way to transfer money to family and friends, money is sent, and payments and withdrawals can be made without ever going to a physical bank or payment center. M-Pesa, an early developer of mobile money, concluded that mobile money “has enormous social and economic benefits.”

SELF-SERVICE. Self-service and the customer should be a primary focus for firms in this new financial service world, according to IBM. AppViewXS is a self-service portal firms can purchase, so customers can check the status of their account and gain instant access to available services. Customer questions and concerns are addressed more quickly, states an IBM representative. This technology automates many processes; the result is that staff workload is reduced while representatives operate faster and more efficiently.

Financial service firms need to have sustainable, steady expansion in the emerging markets in order to grow in the future. Deloitte and Touche Research reports that financial service firms have not positioned themselves to capitalize on more geographically dispersed opportunities. More than 93 percent of the executives interviewed for this report acknowledged that their firms “are not operating in a globally integrated fashion.”

The same report states that financial firms need to invest away from veteran or mature markets and toward emerging markets because “by 2025, veteran markets will be rivaled by other markets with faster growing economies and increasingly sophisticated financial product appetites.” USA based firms can look toward Japanese and African markets for expansion opportunities. Kennedy Consulting analysts believe that the market will rebound from the global financial crisis in 2011, but there will not be any return to the robust levels prior to 2007 until much later in the decade; hopefully, the five key trends in this report will help the leaders, employees and investors in the financial service industry to look toward a robust sound future.

In addition to growth strategies, in the 2002 Journal of Business and Industrial Marketing, Henson and Wilson discuss the extreme changes that have occurred in the financial service industry and how many firms are trying to develop and execute successful strategies based on innovative technology and customers. Aside from the regular ups and downs of the financial world, technology and innovation will always prevail as the win-win for the financial service industry. Because online banking has become the norm for most customers, technology will be very important in these firms’ strategies.

With the customer at the center of most trends in financial service firms, creating new values for their current and potential clients beyond current expectations will be a top priority. The need for convenience mixed with technology makes mobile money a great initiative in the emerging as well as the developed markets. Many firms have speed pay, the ability to pay without swiping the card, as part of their credit card services. An embedded chip in the credit card enables payments to be made by putting the card close to the payment processor. Mobile money will be an expansion of payment and money transfers without the need for a card, the need to go to a physical bank, or to use Internet banking. Payments, transfers, deposits and withdrawals can be made with a cell phone.

The World Bank concurs that innovative technology and an increase in e-business strategies will lead to much lower costs and greater competition in financial services. Internet and related technologies, the World Bank affirms, are more than just new delivery channels; they are an inexpensive, different, and very effective way to provide the same services. Since financial service firms must grow organically, build customer loyalty, and accommodate the customers’ expanding needs for services and convenience, partnerships with new technology businesses will allow them to lower their expenses and be competitive.

Established firms such as Amex, Citibank, and others can partner with groups such as the wired tech savvy Google Alumni who are not averse to risk and who own fledgling technology businesses that are reshaping the industry with a new wave of innovative products, write Spencer Ante and Kimberly Weisul of Business Week. Mobile Money Ventures is one such fledgling company that is a provider on the forefront of alternative financial service products. Small companies such as these are able to provide well-known financial firms the wherewithal to open in emerging markets where there is a need for cooperation with other firms in order to attain then obtain the local customer base.

Today’s competition is fueled not just by profitable customers, but also by the firms that are the most efficient and cost effective. Procedural and cultural clash will result from expanding into unknown markets as seen by the history of Citibank in Asia Minor. But in the long run, tighter regulations, new technology and improved business processes will cause expanding in emerging markets not only to change the demographics of the clients (both geographically and core clients), but also to better the global economy and the future of the financial services industry. Keeping the previous trends at the forefront of managers’ strategic plans, financial firms will rebound bigger and better than ever.

Silver Nano Health Technology

What is it?

To explain simply, Silver Nano is a technology that some manufacturers are implemented into many of its appliances, which is meant to provide "strong anti-bacterial and deodorising" effects. The reason they call it the Silver Nano is because ionised silver is actually used in the technology, the silver is meant to attract and kill off bad bacteria.

How does it work?

Without trying to put you to sleep, I will attempt to explain how the technology works. When the tiny Silver Nano particles touch or come into contact with bacteria, they kill off, or suppress the life of the bacteria, which in turn inhibits cell growth. Samsung, one manufacturer using the technology claim that it removes 99.9% of all harmful bacteria within 24 hours of it being applied.

To give you an example, Samsung's new front load washing machines are just one of the appliances that are now using the Silver Nano technology. When a wash cycle is started, billions of silver ions are released and dissolve into the water, killing off bad bacteria. At the same time, your clothes are covered in the silver, which they claim will protect them for up to 30 days after the initial wash.

Because the silver kills bacteria, it is said to kill bad odors in their tracks, so Samsung has applied the Silver Nano coating to the inner walls of some of its refrigerators. This helps to keep the fridge smelling nice and clean, while preventing the spread of bacteria and fungi.

So is it worth it?

Is the Silver Nano technology something that we will see applied to all appliances in future, or will it be like a lot of other fads which we see phase out over the next few years? Well, I think the answer to this question comes down to the fact of, do we need it? Do we actually need this enhanced cleaning system in our appliances, or are the current products good enough? To be fair I do not see the harm in the technology, anything that has the smallest chance of keeping us healthy and hygienic has to be a good thing, but it really comes down to whatever you are willing to fork out the extra from your back pocket.

Toufee – Create Flash Movies In Seconds

Toufee is an online flash movie maker application that can get you to create flash movies and multimedia presentations in a matter of minutes! With Toufee, you no longer need to know Adobe Flash or have programming skills to produce Flash animations.

Toufee has an easy-to-use interface that requires little learning and powerful features that enable you to create professional looking flash presentations, flash banners, e-cards, Website intros and flash-based advertisements in no time. Images, audio and video can be added to Toufee flash presentations. Toufee comes with loads of pre-built special effects that can be applied to text, images and video. Toufee has a feature-rich interface with easy drag-and-click options, fast navigation and highly responsive options. Toufee gives you the best of both worlds – you can upload photos, audio or video from your PC or quickly grab your favorite images from Flickr and videos from sites like YouTube, Google Videos. The program also supports a built-in text-to-speech engine with six human voices with which one can add a personal touch to the flash animations.

Toufee has excellent sharing and collaborative features – Toufee users can rate movies created by fellow members or add their comments to a movie. Movies created with Toufee can be easily posted onto your personal websites. A powerful feature of Toufee is that it allows users to directly upload their movies to social networking sites like MySpace, Hi5, Friendster, Blogger, Xanga, LiveJournal and to sites like eBay.

Toufee has been gaining popularity amongst the internet community – a number of Toufee users have been using Toufee as a marketing tool to design ad campaign for their products and to develop engaging product presentations. Toufee is also used to create personalized greeting cards, business presentations and website animations!

To top it all, Toufee comes completely free! There is nothing to download neither does Toufee require you to install any software.

Toufee is fun to use…discover the power of flash now!